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Clothes: When should I buy what?

[vc_row][vc_column][vc_column_text] Clothes: When should I buy what? Clothing items are some of those things we need for life. We might not need to buy them regularly, as happens with food, but they’re still necessary – be it because our older items are getting worn...

Holding off on those impulse buys: The 30-day rule

[vc_row][vc_column][vc_column_text] Holding off on those impulse buys: The 30-day rule One of the worst enemies of saving or sticking to a budget is impulse purchases – you know, those things you didn’t know you wanted or needed until you saw them. Those things that...

Making a personal budget: How to begin

[vc_row][vc_column][vc_column_text] Making a personal budget: How to begin?   The very first step in the process of putting our finances in order and starting to save money is usually the most daunting, for the vast majority of saving plans and advice lists start...